Dear Queenie,
I pay my rent and other bills on time and I do not owe anyone any money and I even manage to save a little for emergencies, but I do not have anything to spend on things like eating out or other entertainment.
I have friends who are always inviting me to go out and do things with them that I just can’t afford. I’ve told them that I can’t afford what they want to do but they still keep asking me out.
Any suggestions, Queenie?—Not broke, but not well-off
Dear Not Well-off,
Keep telling your friends that you cannot afford whatever it is they want you to do with them and hope that eventually they will get the idea.
It might also help if you can suggest non-expensive – or even free – alternatives that they might also enjoy, on which you could join them.
