Dear Queenie,
I have a friend who is always asking to borrow money, but doesn’t pay it back unless I ask her for it, which I don’t like to do, but I don’t like to say “no” to her when she needs my help.
Queenie, what do you have to say about all this?—Not made of money
Dear Not made of money,
Are you certain your friend needs help, or does she just think you are a soft touch?
When she asks for a loan, tell her you are sorry, but you are short of cash yourself, and ask if there is any other way you can help her.
And do not feel embarrassed to ask for her help if/when you need it. Turn about is fair play.